Showing posts with label exchanges. Show all posts
Showing posts with label exchanges. Show all posts

Tuesday, December 24, 2013

States lag far behind on ObamaCare enrollment

States running their own ObamaCare exchanges are lagging far behind their enrollment targets, even as scrutiny centers on the federally run HealthCare.gov. 
The Obama administration had set a Monday deadline for people to sign up if they want coverage by Jan. 1, though ended up pushing it back until Tuesday amid concerns about the federal website. HealthCare.gov continued to exhibit problems, with the site sending would-be applicants into a virtual waiting line whenever it was overloaded with visitors. 
But while President Obama claims the federal site is steadily increasing its enrollment traffic, many states are struggling. 
Perhaps the most notorious is Oregon. The state's insurance website failed spectacularly after the Oct. 1 launch. The state reportedly has signed up 11,000 for private plans after moving to a paper application system. But in another sign of the uncertainty, applicants began receiving robocalls warning them they should look elsewhere for coverage if they hadn't heard from the state by Monday, in order to get coverage by Jan. 1. 
All states have a long way to go to reach their target enrollment figures by March 31, the date by which people are supposed to have insurance to avoid a penalty. As of Nov. 30, most state-run exchanges had reached less than 10 percent of that target. 
In Massachusetts, the exchange had signed up only 1,138 people. That's a fraction of a percent of the target of 250,000 by the end of March. 

Friday, December 6, 2013

1 in 4 Obamacare enrollments affected by technical bugs

IF THIS WERE AMAZON, THEY WOULD BE OUT OF BUSINESS!!!
After refusing for weeks to detail the extent of back-end problems withhealthcare.gov, the Obama administration on Friday said a technical bug affected approximately 25 percent of enrollments on the federal exchanges in October and November.
Those technical bugs, separate from the troubles consumers had experienced accessing information on the website during the first two months, are posing a significant new problem for those who signed up and are expecting insurance coverage come Jan. 1.
One in four of those applications either did not get transferred to insurers, were transferred in duplicate form, or had major errors in information shared.
Insurers are supposed to receive the 834 Forms from healthcare.gov. The forms, meant to be read by computers, provide insurers with information on enrollees and what plan they have chosen. Without the information, insurers have no way of knowing who has signed up on theObamacare exchanges and what coverage they need.
A spokesman for the Centers for Medicare and Medicaid Services on Friday suggested that the only way those who enrolled in October and November can be sure they will be covered in January is by paying their insurance bill and contacting their insurer to confirm their standing.
“I would certainly encourage any consumer that has a question of their insurance choice to contact the insurance company of their choice to get additional information,” CMS spokeswoman Julie Bataille told reporters Friday.
Bataille said CMS, along with the outside firm QSSI, is working furiously to fix the back-end problems, and has succeeded in reducing the number of erroneous 834 Form communications to insurers to 10 percent of all applications.

Saturday, November 23, 2013

Most state insurance exchanges ward off woes of HealthCare.gov BY TONY PUGH, BARBARA ANDERSON AND BRAD SHANNON

 — With millions of dollars in federal funding, a more harmonious political environment and the benefit of early planning, most of the state-run health insurance marketplaces are outperforming the clunky, glitch-prone federal website that serves the other 36 states.
Federal figures show that nearly 3 of 4 Americans who enrolled in insurance coverage through online marketplaces in October did so through the exchanges run by 14 states and the District of Columbia. That’s nearly 80,000 people, compared with roughly 27,000 on the federal website HealthCare.gov, which had a goal of 500,000 enrollees for October.
Leading the enrollment success stories are states such as California, Washington, Kentucky, New York and Connecticut.
“There’s some extraordinary efforts being made in states across the country, and it augers well in terms of the overall implementation of the Affordable Care Act,” said Ron Pollack, the executive director of Families USA, a national patient advocacy organization. “Once the federal marketplace website is fixed, I think we can expect similar” enrollment successes.
Some states owe their success to early starts of construction on their enrollment websites. But comparing the operation of the federal health insurance exchange with those of the state-run exchanges is not an apples-to-apples equation.




Read more here: http://www.mcclatchydc.com/2013/11/22/209445/most-state-insurance-exchanges.html#storylink=cpy

Wednesday, November 20, 2013

Second wave of health plan cancellations looms

A new and independent analysis of ObamaCare warns of a ticking time bomb, predicting a second wave of 50 million to 100 million insurance policy cancellations next fall -- right before the mid-term elections. 
The next round of cancellations and premium hikes is expected to hit employees, particularly of small businesses. While the administration has tried to downplay the cancellation notices hitting policyholders on the individual market by noting they represent a relatively small fraction of the population, the swath of people who will be affected by the shakeup in employer-sponsored coverage will be much broader. 
An analysis by the American Enterprise Institute, a conservative think tank, shows the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predict up to 100 million small and large business policies could be canceled next year. 
"The impact I'm mostly worried about is on small young, entrepreneurial firms that will suddenly face much higher health insurance premiums if they want to offer health insurance to their employees," said AEI resident scholar Stan Veuger. "I think for a lot of other businesses ... they can just send their employees to the exchanges or offer them a fixed subsidy every month to buy health insurance themselves." 
Under the health care law, businesses with fewer than 50 workers do not have to provide health coverage. But if they do, the policies will still have to meet the benefit standards set by ObamaCare. 

See the Map: Obamacare Exchanges Have Reduced Insurance Competition Nationally

Map: Obamacare Guts Competition for Individual Coverage
recent Heritage analysis found significantly less insurer competition in the Obamacare exchanges relative to the prior individual health insurance market.

OBAMACARE WEB OFFICIAL: 60 TO 70 PERCENT OF WEBSITE STILL UNBUILT

Rep. Cory Gardner (R-CO) asked Henry Chao, Deputy Chief Information Officer and Deputy Director of the Office of Information Services Centers for Medicare and Medicaid, about the status of the Healthcare.gov website. Chao revealed that 60 to 70 percent of the Obamacare exchanges website still had to be built. “We’re sitting somewhere between 60 and 70 percent,” Chao said.


“Let me get this correct,” Gardner asked incredulously, “60 to 70 percent of healthcare.gov still needs to be built?” Chao answered, “Healthcare.gov, the online application, verification, determination, plan compare, getting enrolled…that’s 100 percent there.” But he admitted, “There is the back office systems, the accounting systems, the payment systems, they still need to be built.”
Later, Chao claimed that there was 30 to 40 percent remaining to be tested.
Gardner asked how those systems would be tested. “In the same exact manner we tested everything else,” Chao answered. He stated that testing would be “ongoing” based on bill schedule.

Friday, November 15, 2013

OBAMA’S STUMBLING BUMBLING FUMBLING NEWS CONFERENCE

Obama's stumbling bumbling fumbling news conferenceWe learned a few interesting things from President Barack Obama’s rambling, analogy-filled news conference Thursday.
We learned that there was a fumble. We learned that technology is hard. In fact, the president went on for an extended period of time explaining government’s historical struggles with IT issues. Considering that the entire backbone of the law is dependent on this technology and expertise, how can anyone truly believe that the Nov. 30 deadline set for HealthCare.gov to work properly is going to be met? And why should anyone trust that IT will work better in the future?
We also learned, despite this traditional technology deficit, the president was not “informed directly” about the challenges facing the website, because he would never be “stupid enough to say this is going to be as easy as shopping around on Amazon or Travelocity.”
We learned that buying insurance is complex business — more complex even than buying an airline ticket. It’s not “like buying a song on iTunes,” the president said. It’s “a much more complicated transaction.” But one of the selling points of Obamacare exchanges was that they would simplify the process. Exchanges were supposed to offer consumers no-hassle, straightforward choices.

Tuesday, November 5, 2013

ObamaCare price hikes hit 'red states' hardest

Experiencing sticker-shock at the price of insurance on ObamaCare exchanges?
That's more likely if you live in a "red state" that didn't vote for Obama, according to price data compiled by the Heritage Foundation. In red states, premiums for 27-year-olds rose an average of 78% on ObamaCare exchanges, whereas in "blue states" that voted for Obama, premiums rose a smaller 50%.
Senate critics of ObamaCare say the difference is one way in which the bill is unfair.
"It’s unfair, outrageous and unacceptable," Senator John Barrasso, R-Wyo., who is also an orthopedic surgeon, said in a statement to FoxNews.com.
“After discovering that the President broke his promise that Americans can definitely keep their coverage, many red state Americans are now finding out that their rates will soar under ObamaCare. This... proves once again that the President’s health care law picks winners and losers across the country," he added.
Health policy experts say the reason red states got hit hardest is that they had fewer regulations to begin with.
"Think about it this way, what does ObamaCare do? ObamaCare imposes a one-size-fits-all regulatory scheme upon the insurance market. So if you're in a lightly regulated state today, all of a sudden it's going from a lightly regulated system to a heavily regulated system, and that drives up a lot of the costs," Avik Roy, a senior fellow at the Manhattan Institute who specializes in health policy, told FoxNews.com.

Colorado’s $82 Million Exchange: 3,164 Paid Enrollees So Far

The scorecard for Colorado’s exchange, “Connect for Health Colorado”: $61 million in setup costs, an additional $21 million in marketing.

Number of enrollees: 3,164 through October 26.

“Colorado hopes to enroll 136,000 people in health insurance programs through Connect for Health Colorado by the end of 2014.”

To reach 136,000, the state needs to average 9,066 enrollees per month.

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