This is actually not going to work, you know.
The Obama administration on Friday offered an extension of the current ObamaCare enrollment period — though not exactly what Republicans were seeking.Federal health officials announced Friday afternoon that they’d give people another eight days this year to enroll in an insurance policy and still get covered by Jan. 1. Previously, people had to enroll by Dec. 15 to avoid any break in coverage and have insurance at the start of 2014. The administration, amid lingering problems with the main ObamaCare website, is now pushing that deadline to Dec. 23.
A couple of points: first off, that two week thing? Yeah, that’s not exactly a statutory thing: it’s just a good rule of thumb for how it can take for companies to process an application. Check with Megan McArdle, if you don’t believe me; but the point is that you now are asking the entire system to do in oneweek what normally would take two. Except that you’re not, because here’s the second point: December23rd?
OK. Let’s assume that John Q. Citizen gets in his application at 4:59 PM Eastern time, or whatever ‘just before the end of business hours’ is in this context, on Monday (days of the week are important in this discussion), December 23rd. Plop! It lands in either a digital or, and God help us, physical in-box. The next day, the in-box gets attacked by workers… until noon or so, because it’s Tuesday, December 24th. You know. Christmas Eve. So there’s the in-box, waiting. Waiting December 24th, and then waiting Wednesday, December 25th, which is Christmas Day. Let us assume – to be sporting about it – that the person who owns the in-box will be, like Bob Cratchett, in all the earlier the next day. That gives the in-box opportunities to get emptied for the 26th (Thursday) and 27th (Friday)… and then it’s the weekend. So anything that doesn’t get done by then will have to wait until December 30th (Monday). Anything that doesn’t get done then? Well. December 31st is New Year’s Eve.
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